You can easily extend your policy to cover the following riskier activities by paying a small additional premium shown.
WINTER SPORTS - means any sport on snow or ice (other than skating), excluding ski jumping, bobsleigh, off piste skiing, heliskiing or ice hockey. Cover will include breakage of skies, whether owned or hired.
HAZARDOUS SPORTS - include mountaineering, rock climbing, trekking in the Himalayas, American Football, caving, go-carting, horse riding, martial arts, white water canoeing/rafting or boating, jet skiing and sub-aqua activities requiring the use of artificial breaking apparatus.

An online quote will take less than a minute, and you can see just how much you could save.