Home insurance for 'lonely' properties
Mon, 30 Jan 2006
Unoccupied properties still need to have adequate home insurance otherwise owners could find themselves out of pocket.
Research by Halifax Home Insurance estimates that around 561,000 homes are left unoccupied for at least 30 consecutive days each year and that many householders are unaware their current home insurance policies may not cover any claims made.
The study discovered that 47 per cent of home insurance policies will automatically limit the cover available if a property is left unoccupied for over a month and that 50 per cent of owners are unaware of this clause.
Vicky Emmott, senior underwriting manager Halifax Home Insurance, said: "A substantial number of householders leave their property unoccupied for long periods of time. But few realise that just a four week holiday could invalidate the policy."
Householders who plan are leaving their property "lonely" for a substantial length of time are being advised to double-check their home insurance policy small print to ensure they are covered against any damage caused by theft, burst pipes or other household events. 
© Adfero Ltd
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