Prepare for damage on your return from holiday
Thu, 18 Aug 2005
Summer holidays could prove costly if you don't have house insurance.
Research by Lloyd TSB discovered that summer holidays are costing parents over £3 billion a year – simply because their children are not at school.
Accidental damage claims increase by around a quarter once schools close for the summer, with some parents having to pay around £1,000 for each claim.
The damage caused ranges from smashed ornaments and destroyed furniture to damaged electrical items and broken windows. In one case, a seven year old painted a "masterpiece" on his parents' bedroom wall whilst they were busying gardening.
"Any parent knows that kids can be quite a drain on the finances," said Phil Loney, managing director of Lloyds TSB Insurance.
"But as our research shows, it's not just the cost of food, clothes and entertainment that burns holes in our pockets. With the long summer holidays meaning many kids spend more time at home, the risk of damage to our properties also increases."
The advice to parents is to ensure they keep their youngsters adequately supervised and check their house insurance policy is up-to-date. 
© Adfero Ltd
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