Over insured - This is the term describing a situation whereby a person has taken out too much insurance for the level of cover they require meaning paying a higher premium level than they need to.
Outbuildings - Garages (detached or integral) sheds, greenhouses and other outbuildings which are situated within the boundaries of the land belonging to the home.
Owner - The legal owner of a vehicle or car. Please note that this person is not necessarily the person who runs, maintains or actually uses the car.
