Glossary
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Effective date - The date an insurance policy begins.
Endorsement - These are items or events that are not covered by an Insurance policy - an example would be allowing a driver not covered on the policy to drive the car covered by that policy.
Excess - The first part that a clinet has to pay on a policy in the event of making a claim.
Exclusions - These are eventualities or circumstances not covered within an insurance policy. An example could be overloading your car, or allowing drivers other than those specified in the policy to drive.
